Our Promise to You

We are committed to delivering fair & flexible home loans to improve the lives of our customers. Read Our Pledge

Welcome to the Savvy Sound & Safe^SM Home Loans program, brought to you by a national network of non-profit organizations that have your best interests at heart. We are committed to providing fair treatment, trusted advice, and complete and open disclosure. We also offer free financial education services that can help you successfully plan for the purchase of your home and stay focused on meeting your payments once you own your home. If you are searching for high-quality mortgage products that can help fulfill your dreams of purchasing or refinancing a home, you are in the right place!

• Opportunity Extra Credit

• Opportunity Extra Credit* provides people the chance to own a home even if you have no credit history or are rebuilding a less-than-perfect credit history. Borrowers can demonstrate creditworthiness using alternative sources such as rent and utility payments. We look beyond your past credit history in order to help you successfully achieve your dreams of homeownership.
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• Opportunity One-Stop

• We understand the unique set of challenges facing each borrower can make it difficult to find suitable mortgage products that fit your needs. That’s why we created the Opportunity One-Stop program, which gives you greater flexibility on down payments, credit ratings and income than most traditional home loans.
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• Call 1.800.416.6204

• You will be treated the right way. Call today for an introduction to a certified Loan Counselor in your area. Your Loan Counselor will answer all of your questions, and can also tell you how to access free financial education services. We look forward to meeting you!
• Find a Counselor