Home loan program offered by national network of nonprofits
Our Promise to You
We are committed to delivering fair & flexible home loans to improve the lives of our customers.
Read Our Pledge
Opportunity One-Stop
The extra flexibility you need-and fine print you can really trust.
Opportunity One-Stop Programis a Savvy Sound & SafeSM Home Loan offered exclusively through a nationwide network of nonprofit organizations dedicated to building strong communities by providing home loans to deserving people just like you.
Do you need to refinance a home or purchase your dream home?
Opportunity One-Stop Program offers:
Flexible downpayment requirements: You may need as little as $500 for a downpayment.
Flexible credit guidelines: You can still qualify if you don't have an established credit history but can show that you pay your rent, utilities, and other bills on time.
Flexible income source requirements: You can use non-traditional sources of income, such as rental payments from boarders or income from government benefits, to meet income guidelines.
With Opportunity One-Stop, you can get the flexibility you need.** Find out how by scheduling an appointment to meet with a Loan Counselor. Just call 1.800.416.6204.
It's fair and affordable, too
Lots of lenders promise to give you a fair deal.
But if you take a good look at the fine print in their loan contracts, you will probably find all kinds of features that are anything but fair—high interest rates, excessive fees, balloon payments, and costly prepayment penalties.
The Opportunity One-Stop Program however offers a home loan you can really trust. It's not just flexible—it's also fair and affordable.
You get a competitive, 30-year, fixed interest rate, so you will never be faced with sudden rate adjustments and rising monthly payments. And there are absolutely no excessive fees or penalties, or other abusive terms found in predatory loans.
A partner you can count on
With Opportunity One-Stop, you can count on having a strong, reliable network of partners working with you throughout the entire life of your loan..
Before and after your loan closes, your Loan Counselor will arrange free homebuyer education to help you to understand the features of your loan. You’ll even receive free financial counseling if you find yourself having trouble paying your mortgage bill on time after you’ve purchased your home. Every step of the way, your Loan Counselor will be there to provide guidance and to answer all of your questions.
All of the Loan Counselors are fully trained and have received certification by a national nonprofit organization committed to uphold fair and safe lending practices.
Meet with a Loan Counselor today!
Your Loan Counselors will be committed to helping you to meet the credit challenges you face and to get into—and keep—a home of your own.
To learn all about how the fair and flexible Opportunity One-Stop Home Loan Program can help you buy or refinance the home you deserve, speak with a Loan Counselor today.
Just call 1.800.416.6204 and you will be connected to a Loan Counselor right away.